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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,443 | $92,219-34.5% | $76,768-21.3% | $135,379-55.4% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -10.89% | 5.46%-16.4pp | 2.43%-13.3pp | 519.79%-530.7pp |
| Employer contribution / active EE | $18,370 | $3,216+471.2% | $2,485+639.2% | $4,779+284.4% |
| Participant deferral / active EE | $13,608 | $4,508+201.8% | $3,852+253.3% | $5,609+142.6% |
| Admin fee / account holder | $512 | $10,749-95.2% | $6,675-92.3% | $10,828-95.3% |