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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,679 | $156,398+41.7% | $147,318+50.5% | $138,895+59.6% |
| Participation rate | 60.0% | 83.8%-23.8pp | 82.1%-22.1pp | 79.9%-19.9pp |
| Annual return | 21.87% | 78.75%-56.9pp | 70.43%-48.6pp | 145.39%-123.5pp |
| Employer contribution / active EE | $3,048 | $4,853-37.2% | $4,593-33.6% | $4,194-27.3% |
| Participant deferral / active EE | $14,760 | $8,237+79.2% | $7,906+86.7% | $6,396+130.8% |
| Admin fee / account holder | $2,337 | $14,976-84.4% | $13,708-83.0% | $12,562-81.4% |