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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,319 | $159,978-25.4% | $147,041-18.9% | $145,978-18.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 6.08% | 98.36%-92.3pp | 419.21%-413.1pp | 550.52%-544.4pp |
| Employer contribution / active EE | $5,447 | $5,288+3.0% | $4,935+10.4% | $4,662+16.9% |
| Participant deferral / active EE | $24,183 | $8,429+186.9% | $8,071+199.6% | $6,690+261.5% |
| Admin fee / account holder | $2,651 | $15,053-82.4% | $13,006-79.6% | $13,400-80.2% |