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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,916 | $201,344-66.8% | $184,243-63.7% | $145,877-54.1% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 10.31% | 29.01%-18.7pp | 28.82%-18.5pp | 551.28%-541.0pp |
| Employer contribution / active EE | $2,553 | $7,022-63.6% | $6,427-60.3% | $4,663-45.3% |
| Participant deferral / active EE | $5,372 | $9,807-45.2% | $9,132-41.2% | $6,691-19.7% |
| Admin fee / account holder | $2,242 | $16,382-86.3% | $13,914-83.9% | $13,402-83.3% |