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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,372 | $184,000-68.8% | $162,185-64.6% | $152,909-62.5% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 18.48% | 150.80%-132.3pp | 115.61%-97.1pp | 345.46%-327.0pp |
| Employer contribution / active EE | $2,112 | $6,370-66.9% | $5,613-62.4% | $4,764-55.7% |
| Participant deferral / active EE | $4,252 | $8,033-47.1% | $7,297-41.7% | $5,851-27.3% |
| Admin fee / account holder | $1,373 | $13,124-89.5% | $10,844-87.3% | $11,601-88.2% |