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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,852 | $197,637-68.2% | $177,848-64.7% | $158,982-60.5% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 13.82% | 58.77%-44.9pp | 48.33%-34.5pp | 302.99%-289.2pp |
| Employer contribution / active EE | $2,487 | $6,698-62.9% | $5,919-58.0% | $4,763-47.8% |
| Participant deferral / active EE | $5,767 | $8,405-31.4% | $7,714-25.2% | $5,983-3.6% |
| Admin fee / account holder | $682 | $15,406-95.6% | $12,431-94.5% | $11,252-93.9% |