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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,483 | $75,541-57.0% | $152,093-78.6% | $82,637-60.7% |
| Participation rate | 60.6% | 66.5%-5.9pp | 77.8%-17.2pp | 68.1%-7.4pp |
| Annual return | 18.61% | 32.56%-13.9pp | 66.36%-47.7pp | 53.51%-34.9pp |
| Employer contribution / active EE | $1,822 | $2,622-30.5% | $4,175-56.4% | $2,552-28.6% |
| Participant deferral / active EE | $3,578 | $3,206+11.6% | $5,451-34.4% | $4,126-13.3% |
| Admin fee / account holder | $885 | $6,405-86.2% | $14,497-93.9% | $7,339-87.9% |