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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,226 | $175,231-87.9% | $149,696-85.8% | $139,466-84.8% |
| Participation rate | 86.7% | 83.4%+3.3pp | 78.8%+7.9pp | 80.3%+6.3pp |
| Annual return | 60.19% | 166.77%-106.6pp | 134.46%-74.3pp | 373.66%-313.5pp |
| Employer contribution / active EE | $2,008 | $5,478-63.3% | $4,821-58.3% | $4,754-57.8% |
| Participant deferral / active EE | $4,016 | $6,521-38.4% | $5,682-29.3% | $6,712-40.2% |
| Admin fee / account holder | $8,422 | $16,155-47.9% | $13,212-36.3% | $11,409-26.2% |