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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,099 | $48,118-91.5% | $136,833-97.0% | $94,015-95.6% |
| Participation rate | 30.6% | 47.4%-16.8pp | 59.0%-28.4pp | 70.8%-40.2pp |
| Annual return | 18.57% | 14.65%+3.9pp | 35.32%-16.7pp | 17.84%+0.7pp |
| Employer contribution / active EE | $263 | $821-67.9% | $1,319-80.0% | $2,790-90.6% |
| Participant deferral / active EE | $565 | $1,651-65.8% | $2,441-76.8% | $4,249-86.7% |
| Admin fee / account holder | $83 | $3,059-97.3% | $4,706-98.2% | $8,951-99.1% |