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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,931 | $180,459-29.1% | $154,108-17.0% | $135,380-5.5% |
| Participation rate | 80.0% | 87.4%-7.4pp | 83.0%-3.0pp | 82.6%-2.6pp |
| Annual return | -7.53% | 888.21%-895.7pp | 735.21%-742.7pp | 519.81%-527.3pp |
| Employer contribution / active EE | $12,242 | $6,035+102.8% | $5,298+131.1% | $4,779+156.2% |
| Participant deferral / active EE | $8,434 | $5,806+45.3% | $5,081+66.0% | $5,609+50.4% |
| Admin fee / account holder | $534 | $16,145-96.7% | $13,411-96.0% | $10,828-95.1% |