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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,517 | $175,259+9.3% | $149,723+27.9% | $139,487+37.3% |
| Participation rate | 87.5% | 83.4%+4.1pp | 78.8%+8.7pp | 80.3%+7.2pp |
| Annual return | 20.00% | 166.82%-146.8pp | 134.50%-114.5pp | 373.84%-353.8pp |
| Employer contribution / active EE | $2,477 | $5,478-54.8% | $4,821-48.6% | $4,755-47.9% |
| Participant deferral / active EE | $5,833 | $6,522-10.6% | $5,682+2.6% | $6,713-13.1% |
| Admin fee / account holder | $1,243 | $16,158-92.3% | $13,215-90.6% | $11,407-89.1% |