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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,432 | $82,678-41.4% | $125,391-61.4% | $68,490-29.3% |
| Participation rate | 83.5% | 75.1%+8.5pp | 82.4%+1.2pp | 67.9%+15.6pp |
| Annual return | -13.85% | -5.97%-7.9pp | 572.41%-586.3pp | -7.85%-6.0pp |
| Employer contribution / active EE | $5,106 | $3,382+51.0% | $4,816+6.0% | $2,597+96.6% |
| Participant deferral / active EE | $6,838 | $6,111+11.9% | $7,448-8.2% | $4,028+69.8% |
| Admin fee / account holder | $1,658 | $6,277-73.6% | $10,009-83.4% | $5,403-69.3% |