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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,450 | $105,210-41.6% | $159,487-61.5% | $85,851-28.4% |
| Participation rate | 87.5% | 75.8%+11.7pp | 82.8%+4.7pp | 69.3%+18.2pp |
| Annual return | 23.96% | 45.08%-21.1pp | 263.71%-239.7pp | 318.63%-294.7pp |
| Employer contribution / active EE | $5,840 | $3,319+75.9% | $4,831+20.9% | $2,565+127.6% |
| Participant deferral / active EE | $7,531 | $5,946+26.6% | $7,354+2.4% | $3,952+90.5% |
| Admin fee / account holder | $4,753 | $6,934-31.5% | $10,804-56.0% | $6,261-24.1% |