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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,589 | $98,776-49.8% | $149,745-66.9% | $79,856-37.9% |
| Participation rate | 84.2% | 75.8%+8.4pp | 82.5%+1.7pp | 69.6%+14.6pp |
| Annual return | 30.63% | 27.38%+3.3pp | 276.72%-246.1pp | 31.71%-1.1pp |
| Employer contribution / active EE | $4,709 | $3,217+46.4% | $4,646+1.4% | $2,471+90.6% |
| Participant deferral / active EE | $6,450 | $5,681+13.5% | $6,843-5.7% | $3,741+72.4% |
| Admin fee / account holder | $3,955 | $6,053-34.6% | $9,312-57.5% | $5,306-25.5% |