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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,317 | $105,200-75.9% | $159,474-84.1% | $85,847-70.5% |
| Participation rate | 77.8% | 75.8%+2.0pp | 82.8%-5.1pp | 69.3%+8.5pp |
| Annual return | 50.70% | 45.08%+5.6pp | 263.68%-213.0pp | 318.61%-267.9pp |
| Employer contribution / active EE | $3,221 | $3,319-3.0% | $4,831-33.3% | $2,565+25.5% |
| Participant deferral / active EE | $7,529 | $5,946+26.6% | $7,353+2.4% | $3,952+90.5% |
| Admin fee / account holder | $8,077 | $6,934+16.5% | $10,802-25.2% | $6,261+29.0% |