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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,722 | $138,076-81.4% | $123,553-79.2% | $135,380-81.0% |
| Participation rate | 43.8% | 84.7%-41.0pp | 82.3%-38.5pp | 82.6%-38.9pp |
| Annual return | 13.92% | 153.70%-139.8pp | 119.21%-105.3pp | 519.81%-505.9pp |
| Employer contribution / active EE | $1,633 | $5,152-68.3% | $4,628-64.7% | $4,779-65.8% |
| Participant deferral / active EE | $2,383 | $6,800-64.9% | $6,426-62.9% | $5,609-57.5% |
| Admin fee / account holder | $179 | $10,917-98.4% | $9,284-98.1% | $10,828-98.3% |