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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $177,481 |
Service code 27 · EIN 42-1445429 | Advisory (Plan) | $72,174 |
Service code 27 · EIN 47-1411118 | Advisory (Plan) | $43,006 |
STRATEGIC ADVISORS, INC.1 year Service code 27 · EIN 04-2654524 | Advisory (Plan) | $19,290 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,021 | $78,104-64.1% | $71,778-61.0% | $78,104-64.1% |
| Participation rate | 47.8% | 74.5%-26.7pp | 62.3%-14.5pp | 74.5%-26.7pp |
| Annual return | -2.66% | 10.90%-13.6pp | 9.15%-11.8pp | 10.90%-13.6pp |
| Employer contribution / active EE | $15 | $3,128-99.5% | $1,704-99.1% | $3,128-99.5% |
| Participant deferral / active EE | $5,775 | $5,089+13.5% | $2,656+117.4% | $5,089+13.5% |
| Admin fee / account holder | $56 | $79-29.3% | $3,974-98.6% | $79-29.3% |