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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS3+ years Filed as: MID ATLANTIC CAPITAL GROUP Service code 19 1251 WATERFRONT PLACE SUITE 525 · PITTSBURGH, PA 15222 | Securities Custodian | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,385 | $75,289-80.9% | $75,826-81.0% | $75,289-80.9% |
| Participation rate | 36.1% | 72.4%-36.3pp | 68.2%-32.1pp | 72.4%-36.3pp |
| Annual return | 8.64% | -0.04%+8.7pp | 1914.15%-1905.5pp | -0.04%+8.7pp |
| Employer contribution / active EE | $0 | $2,405-100.0% | $1,913-100.0% | $2,405-100.0% |
| Participant deferral / active EE | $3,446 | $3,739-7.8% | $2,862+20.4% | $3,739-7.8% |
| Admin fee / account holder | $28 | $102-72.8% | $4,726-99.4% | $102-72.8% |