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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS4+ years Filed as: MID ATLANTIC CAPITAL GROUP Service code 19 1251 WATERFRONT PLACE SUITE 525 · PITTSBURGH, PA 15222 | Securities Custodian | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,075 | $77,775-75.5% | $88,538-78.5% | $77,775-75.5% |
| Participation rate | 32.0% | 73.2%-41.2pp | 68.7%-36.7pp | 73.2%-41.2pp |
| Annual return | 62.15% | 32.58%+29.6pp | 43.64%+18.5pp | 32.58%+29.6pp |
| Employer contribution / active EE | $0 | $2,504-100.0% | $2,098-100.0% | $2,504-100.0% |
| Participant deferral / active EE | $3,083 | $3,966-22.3% | $2,914+5.8% | $3,966-22.3% |
| Admin fee / account holder | $27 | $100-73.3% | $4,310-99.4% | $100-73.3% |