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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,919 | $181,062-47.0% | $158,223-39.4% | $155,188-38.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 17.23% | 57.39%-40.2pp | 52.09%-34.9pp | 148.84%-131.6pp |
| Employer contribution / active EE | $1,230 | $4,565-73.0% | $4,109-70.1% | $4,248-71.0% |
| Participant deferral / active EE | $6,432 | $6,134+4.8% | $5,467+17.6% | $6,531-1.5% |
| Admin fee / account holder | $2,675 | $18,825-85.8% | $16,047-83.3% | $14,480-81.5% |