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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,215 | $180,459-78.3% | $154,108-74.6% | $135,380-71.0% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -8.97% | 888.21%-897.2pp | 735.21%-744.2pp | 519.81%-528.8pp |
| Employer contribution / active EE | $6,780 | $6,035+12.3% | $5,298+28.0% | $4,779+41.9% |
| Participant deferral / active EE | $2,019 | $5,806-65.2% | $5,081-60.3% | $5,609-64.0% |
| Admin fee / account holder | $602 | $16,145-96.3% | $13,411-95.5% | $10,828-94.4% |