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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,223 | $167,353-52.7% | $143,797-44.9% | $134,545-41.1% |
| Participation rate | 90.0% | 84.8%+5.2pp | 80.3%+9.7pp | 81.2%+8.8pp |
| Annual return | -17.26% | 0.48%-17.7pp | -0.04%-17.2pp | 418.37%-435.6pp |
| Employer contribution / active EE | $10,571 | $5,620+88.1% | $4,952+113.5% | $4,742+123.0% |
| Participant deferral / active EE | $6,403 | $6,447-0.7% | $5,638+13.6% | $6,4010% |
| Admin fee / account holder | $920 | $18,096-94.9% | $14,679-93.7% | $11,431-92.0% |