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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,108 | $148,623+7.1% | $135,974+17.0% | $139,466+14.1% |
| Participation rate | 80.0% | 83.9%-3.9pp | 81.9%-1.9pp | 80.3%-0.3pp |
| Annual return | 15.65% | 79.30%-63.6pp | 68.30%-52.7pp | 373.66%-358.0pp |
| Employer contribution / active EE | $5,641 | $5,246+7.5% | $4,859+16.1% | $4,754+18.7% |
| Participant deferral / active EE | $3,623 | $8,103-55.3% | $7,760-53.3% | $6,712-46.0% |
| Admin fee / account holder | $8,471 | $12,406-31.7% | $10,767-21.3% | $11,409-25.7% |