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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,995 | $138,102+40.5% | $125,381+54.7% | $134,532+44.2% |
| Participation rate | 87.5% | 84.5%+3.0pp | 82.4%+5.1pp | 81.2%+6.3pp |
| Annual return | -17.02% | 750.73%-767.7pp | 572.31%-589.3pp | 418.27%-435.3pp |
| Employer contribution / active EE | $6,555 | $5,245+25.0% | $4,815+36.1% | $4,741+38.3% |
| Participant deferral / active EE | $4,645 | $7,801-40.5% | $7,448-37.6% | $6,401-27.4% |
| Admin fee / account holder | $868 | $11,568-92.5% | $10,007-91.3% | $11,429-92.4% |