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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,960 | $165,399+29.4% | $149,745+42.9% | $158,982+34.6% |
| Participation rate | 85.7% | 84.6%+1.1pp | 82.5%+3.2pp | 82.0%+3.7pp |
| Annual return | 16.30% | 348.34%-332.0pp | 276.72%-260.4pp | 302.99%-286.7pp |
| Employer contribution / active EE | $6,863 | $5,105+34.4% | $4,646+47.7% | $4,763+44.1% |
| Participant deferral / active EE | $3,737 | $7,183-48.0% | $6,843-45.4% | $5,983-37.5% |
| Admin fee / account holder | $3,123 | $10,811-71.1% | $9,312-66.5% | $11,252-72.2% |