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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,622 | $162,136-6.5% | $152,301-0.4% | $154,746-2.0% |
| Participation rate | 87.5% | 84.1%+3.4pp | 82.4%+5.1pp | 80.7%+6.8pp |
| Annual return | 14.59% | 91.02%-76.4pp | 80.50%-65.9pp | 172.34%-157.7pp |
| Employer contribution / active EE | $4,832 | $4,890-1.2% | $4,624+4.5% | $4,379+10.3% |
| Participant deferral / active EE | $4,173 | $8,341-50.0% | $8,004-47.9% | $6,730-38.0% |
| Admin fee / account holder | $2,363 | $15,759-85.0% | $14,398-83.6% | $14,365-83.6% |