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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,945 | $106,749+157.6% | $145,433+89.1% | $82,448+233.5% |
| Participation rate | 94.7% | 75.6%+19.1pp | 82.1%+12.6pp | 68.1%+26.7pp |
| Annual return | 19.59% | 27.59%-8.0pp | 66.58%-47.0pp | 41.64%-22.1pp |
| Employer contribution / active EE | $14,070 | $3,444+308.5% | $4,554+208.9% | $2,551+451.6% |
| Participant deferral / active EE | $18,133 | $6,519+178.2% | $7,897+129.6% | $4,139+338.1% |
| Admin fee / account holder | $5,031 | $8,390-40.0% | $13,129-61.7% | $7,234-30.5% |