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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,960 | $27,632+149.6% | $61,452+12.2% | $68,486+0.7% |
| Participation rate | 19.2% | 39.5%-20.3pp | 52.6%-33.3pp | 67.9%-48.7pp |
| Annual return | -15.14% | -13.24%-1.9pp | 338.96%-354.1pp | -7.85%-7.3pp |
| Employer contribution / active EE | $373 | $696-46.4% | $1,160-67.8% | $2,597-85.6% |
| Participant deferral / active EE | $3,581 | $1,264+183.4% | $2,125+68.5% | $4,028-11.1% |
| Admin fee / account holder | $0 | $2,010-100.0% | $2,131-100.0% | $5,404-100.0% |