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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,951 | $34,316-18.5% | $74,722-62.6% | $72,975-61.7% |
| Participation rate | 24.1% | 42.4%-18.3pp | 54.5%-30.3pp | 69.5%-45.4pp |
| Annual return | 24.39% | 26.58%-2.2pp | 753.11%-728.7pp | 81.01%-56.6pp |
| Employer contribution / active EE | $481 | $692-30.5% | $1,084-55.6% | $2,440-80.3% |
| Participant deferral / active EE | $3,241 | $1,272+154.9% | $1,963+65.1% | $3,608-10.2% |
| Admin fee / account holder | $31 | $2,125-98.5% | $3,335-99.1% | $5,124-99.4% |