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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,995 | $37,446+22.8% | $77,513-40.7% | $79,852-42.4% |
| Participation rate | 22.2% | 41.5%-19.3pp | 54.2%-32.0pp | 69.6%-47.4pp |
| Annual return | 15.76% | 39.76%-24.0pp | 54.81%-39.1pp | 31.72%-16.0pp |
| Employer contribution / active EE | $475 | $637-25.5% | $987-51.9% | $2,471-80.8% |
| Participant deferral / active EE | $3,567 | $1,261+182.9% | $1,861+91.6% | $3,740-4.6% |
| Admin fee / account holder | $16 | $2,506-99.4% | $2,859-99.5% | $5,306-99.7% |