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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,295 | $91,552-57.1% | $133,956-70.7% | $79,860-50.8% |
| Participation rate | 55.0% | 73.3%-18.3pp | 79.8%-24.8pp | 69.6%-14.6pp |
| Annual return | 27.12% | 61.85%-34.7pp | 45.09%-18.0pp | 31.72%-4.6pp |
| Employer contribution / active EE | $1,670 | $2,384-29.9% | $3,919-57.4% | $2,471-32.4% |
| Participant deferral / active EE | $3,972 | $3,733+6.4% | $5,048-21.3% | $3,740+6.2% |
| Admin fee / account holder | $0 | $6,321-100.0% | $8,927-100.0% | $5,306-100.0% |