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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,388 | $83,485-62.4% | $125,195-74.9% | $72,976-57.0% |
| Participation rate | 61.5% | 73.3%-11.8pp | 79.8%-18.2pp | 69.5%-8.0pp |
| Annual return | 31.22% | 25.77%+5.5pp | 43.79%-12.6pp | 81.02%-49.8pp |
| Employer contribution / active EE | $2,054 | $2,346-12.4% | $3,866-46.9% | $2,440-15.8% |
| Participant deferral / active EE | $4,589 | $3,586+28.0% | $4,937-7.1% | $3,608+27.2% |
| Admin fee / account holder | $0 | $5,518-100.0% | $9,704-100.0% | $5,124-100.0% |