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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,357 | $150,442-82.5% | $136,295-80.7% | $147,585-82.1% |
| Participation rate | 81.8% | 84.4%-2.6pp | 81.9%-0.1pp | 82.8%-1.0pp |
| Annual return | 19.25% | 1049.09%-1029.8pp | 5155.97%-5136.7pp | 578.56%-559.3pp |
| Employer contribution / active EE | $3,440 | $5,256-34.6% | $4,695-26.7% | $4,876-29.5% |
| Participant deferral / active EE | $6,219 | $6,630-6.2% | $6,247-0.4% | $5,439+14.3% |
| Admin fee / account holder | $3,296 | $10,905-69.8% | $9,243-64.3% | $10,885-69.7% |