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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,310 | $165,399-73.8% | $149,745-71.1% | $158,982-72.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 12.22% | 348.34%-336.1pp | 276.72%-264.5pp | 302.99%-290.8pp |
| Employer contribution / active EE | $3,800 | $5,105-25.6% | $4,646-18.2% | $4,763-20.2% |
| Participant deferral / active EE | $7,534 | $7,183+4.9% | $6,843+10.1% | $5,983+25.9% |
| Admin fee / account holder | $7,625 | $10,811-29.5% | $9,312-18.1% | $11,252-32.2% |