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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,858 | $77,920-93.8% | $149,723-96.8% | $75,177-93.5% |
| Participation rate | 95.4% | 65.6%+29.8pp | 78.8%+16.6pp | 67.2%+28.2pp |
| Annual return | 19.68% | 31.72%-12.0pp | 134.50%-114.8pp | 160.75%-141.1pp |
| Employer contribution / active EE | $534 | $3,138-83.0% | $4,821-88.9% | $2,671-80.0% |
| Participant deferral / active EE | $1,038 | $3,411-69.6% | $5,682-81.7% | $4,126-74.8% |
| Admin fee / account holder | $326 | $5,951-94.5% | $13,215-97.5% | $5,651-94.2% |