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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,090 | $91,198-95.5% | $178,503-97.7% | $79,856-94.9% |
| Participation rate | 85.9% | 69.2%+16.7pp | 81.9%+4.0pp | 69.6%+16.3pp |
| Annual return | 0.00% | 24.20%-24.2pp | 151.12%-151.1pp | 31.71%-31.7pp |
| Employer contribution / active EE | $2,059 | $3,257-36.8% | $5,011-58.9% | $2,471-16.7% |
| Participant deferral / active EE | $558 | $3,237-82.8% | $5,202-89.3% | $3,741-85.1% |
| Admin fee / account holder | $389 | $6,748-94.2% | $13,987-97.2% | $5,306-92.7% |