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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,328 | $73,863-91.4% | $143,797-95.6% | $68,490-90.8% |
| Participation rate | 76.3% | 66.7%+9.6pp | 80.3%-4.0pp | 67.9%+8.4pp |
| Annual return | -18.18% | 0.91%-19.1pp | -0.04%-18.1pp | -7.85%-10.3pp |
| Employer contribution / active EE | $571 | $3,185-82.1% | $4,952-88.5% | $2,597-78.0% |
| Participant deferral / active EE | $870 | $3,385-74.3% | $5,638-84.6% | $4,028-78.4% |
| Admin fee / account holder | $777 | $5,756-86.5% | $14,679-94.7% | $5,403-85.6% |