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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,114 | $126,661+92.7% | $113,397+115.3% | $138,895+75.8% |
| Participation rate | 84.6% | 79.4%+5.2pp | 76.5%+8.1pp | 79.9%+4.7pp |
| Annual return | 18.72% | 25.05%-6.3pp | 23.20%-4.5pp | 145.39%-126.7pp |
| Employer contribution / active EE | $6,985 | $3,456+102.1% | $2,977+134.6% | $4,194+66.5% |
| Participant deferral / active EE | $9,470 | $5,693+66.4% | $5,076+86.6% | $6,396+48.1% |
| Admin fee / account holder | $1,249 | $14,549-91.4% | $11,957-89.6% | $12,562-90.1% |