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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,649 | $110,212+30.3% | $96,534+48.8% | $139,466+3.0% |
| Participation rate | 91.7% | 78.1%+13.5pp | 76.0%+15.7pp | 80.3%+11.3pp |
| Annual return | 23.38% | 26.42%-3.0pp | 25.88%-2.5pp | 373.66%-350.3pp |
| Employer contribution / active EE | $7,412 | $3,620+104.7% | $2,965+149.9% | $4,754+55.9% |
| Participant deferral / active EE | $9,063 | $5,547+63.4% | $4,851+86.8% | $6,712+35.0% |
| Admin fee / account holder | $571 | $11,599-95.1% | $8,253-93.1% | $11,409-95.0% |