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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,538 | $209,847-92.1% | $189,520-91.3% | $167,518-90.1% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 57.63% | 748.45%-690.8pp | 555.25%-497.6pp | 478.71%-421.1pp |
| Employer contribution / active EE | $4,447 | $6,913-35.7% | $6,161-27.8% | $4,838-8.1% |
| Participant deferral / active EE | $6,210 | $8,934-30.5% | $8,220-24.4% | $6,342-2.1% |
| Admin fee / account holder | $27,009 | $14,295+88.9% | $12,046+124.2% | $12,312+119.4% |