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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,690 | $185,883-89.9% | $170,043-89.0% | $139,466-86.6% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 12.04% | 60.54%-48.5pp | 53.40%-41.4pp | 373.66%-361.6pp |
| Employer contribution / active EE | $2,693 | $7,596-64.5% | $6,790-60.3% | $4,754-43.3% |
| Participant deferral / active EE | $3,486 | $11,626-70.0% | $10,410-66.5% | $6,712-48.1% |
| Admin fee / account holder | $373 | $15,393-97.6% | $12,824-97.1% | $11,409-96.7% |