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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,886 | $56,894+51.0% | $84,753+1.3% | $62,881+36.6% |
| Participation rate | 79.5% | 68.5%+10.9pp | 76.6%+2.9pp | 69.3%+10.2pp |
| Annual return | 8.04% | 6.30%+1.7pp | 22.78%-14.7pp | 20.14%-12.1pp |
| Employer contribution / active EE | $12,699 | $2,400+429.2% | $3,574+255.3% | $2,281+456.8% |
| Participant deferral / active EE | $3,180 | $2,709+17.4% | $3,712-14.3% | $3,203-0.7% |
| Admin fee / account holder | $17,781 | $3,581+396.5% | $5,333+233.4% | $4,296+313.9% |