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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,882 | $52,678+38.4% | $75,784-3.8% | $59,633+22.2% |
| Participation rate | 85.0% | 67.2%+17.8pp | 75.8%+9.2pp | 68.7%+16.3pp |
| Annual return | -3.16% | 2.95%-6.1pp | 9.68%-12.8pp | 2041.45%-2044.6pp |
| Employer contribution / active EE | $28,513 | $2,193+1199.9% | $3,323+757.9% | $2,203+1194.5% |
| Participant deferral / active EE | $2,980 | $2,591+15.0% | $3,652-18.4% | $3,192-6.6% |
| Admin fee / account holder | $2,644 | $3,610-26.8% | $5,300-50.1% | $4,297-38.5% |