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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,859 | $154,209-72.2% | $130,062-67.0% | $139,487-69.3% |
| Participation rate | 93.8% | 82.0%+11.8pp | 78.5%+15.2pp | 80.3%+13.4pp |
| Annual return | 15.18% | 32.52%-17.3pp | -137.37%+152.5pp | 373.84%-358.7pp |
| Employer contribution / active EE | $8,145 | $5,292+53.9% | $4,322+88.4% | $4,755+71.3% |
| Participant deferral / active EE | $2,626 | $6,709-60.9% | $5,821-54.9% | $6,713-60.9% |
| Admin fee / account holder | $1,692 | $13,988-87.9% | $10,601-84.0% | $11,407-85.2% |