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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,597 | $162,821-63.4% | $133,978-55.5% | $158,982-62.5% |
| Participation rate | 75.0% | 83.2%-8.2pp | 79.8%-4.8pp | 82.0%-7.0pp |
| Annual return | 14.72% | 41.95%-27.2pp | 45.10%-30.4pp | 302.99%-288.3pp |
| Employer contribution / active EE | $9,844 | $4,976+97.8% | $3,919+151.2% | $4,763+106.7% |
| Participant deferral / active EE | $5,085 | $5,910-14.0% | $5,047+0.7% | $5,983-15.0% |
| Admin fee / account holder | $575 | $11,742-95.1% | $8,930-93.6% | $11,252-94.9% |