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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,689 | $176,786-69.6% | $146,643-63.4% | $167,536-68.0% |
| Participation rate | 81.8% | 83.6%-1.8pp | 80.1%+1.7pp | 82.1%-0.3pp |
| Annual return | 10.98% | 24.04%-13.1pp | 22.75%-11.8pp | 478.82%-467.8pp |
| Employer contribution / active EE | $9,877 | $5,161+91.4% | $4,137+138.8% | $4,839+104.1% |
| Participant deferral / active EE | $5,391 | $6,440-16.3% | $5,506-2.1% | $6,342-15.0% |
| Admin fee / account holder | $15,299 | $13,262+15.4% | $10,280+48.8% | $12,315+24.2% |