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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,142 | $166,268-76.5% | $165,100-76.3% | $145,897-73.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 9.15% | 100.52%-91.4pp | 70.21%-61.1pp | 552.29%-543.1pp |
| Employer contribution / active EE | $3,402 | $5,284-35.6% | $4,348-21.7% | $4,663-27.0% |
| Participant deferral / active EE | $4,111 | $6,964-41.0% | $6,035-31.9% | $6,689-38.5% |
| Admin fee / account holder | $5,416 | $16,659-67.5% | $12,696-57.3% | $13,390-59.6% |