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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,820 | $178,174-80.5% | $156,181-77.7% | $137,256-74.6% |
| Participation rate | 89.5% | 82.0%+7.4pp | 78.8%+10.6pp | 80.0%+9.5pp |
| Annual return | -0.13% | 84.19%-84.3pp | 64.87%-65.0pp | 220.34%-220.5pp |
| Employer contribution / active EE | $3,291 | $4,972-33.8% | $4,294-23.4% | $4,156-20.8% |
| Participant deferral / active EE | $3,587 | $6,888-47.9% | $6,132-41.5% | $6,407-44.0% |
| Admin fee / account holder | $23,807 | $17,404+36.8% | $14,586+63.2% | $12,270+94.0% |