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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,244 | $77,145-73.8% | $108,410-81.3% | $85,856-76.4% |
| Participation rate | 92.1% | 74.7%+17.4pp | 80.1%+11.9pp | 69.3%+22.7pp |
| Annual return | 54.70% | 44.54%+10.2pp | 905.34%-850.6pp | 318.58%-263.9pp |
| Employer contribution / active EE | $0 | $2,379-100.0% | $3,558-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $7,193 | $5,566+29.2% | $6,562+9.6% | $3,952+82.0% |
| Admin fee / account holder | $618 | $5,172-88.0% | $7,296-91.5% | $6,261-90.1% |