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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,000 | $98,776-73.7% | $149,745-82.6% | $79,856-67.4% |
| Participation rate | 38.6% | 75.8%-37.2pp | 82.5%-43.9pp | 69.6%-31.0pp |
| Annual return | 18.27% | 27.38%-9.1pp | 276.72%-258.5pp | 31.71%-13.4pp |
| Employer contribution / active EE | $0 | $3,217-100.0% | $4,646-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $3,996 | $5,681-29.7% | $6,843-41.6% | $3,741+6.8% |
| Admin fee / account holder | $2,264 | $6,053-62.6% | $9,312-75.7% | $5,306-57.3% |