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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,767 | $48,284-46.6% | $67,524-61.8% | $80,911-68.2% |
| Participation rate | 81.8% | 66.4%+15.4pp | 72.9%+8.9pp | 67.6%+14.2pp |
| Annual return | 8.66% | 18.27%-9.6pp | 3519.41%-3510.7pp | 35.63%-27.0pp |
| Employer contribution / active EE | $2,780 | $2,021+37.5% | $2,734+1.7% | $2,756+0.9% |
| Participant deferral / active EE | $2,765 | $2,927-5.5% | $4,001-30.9% | $4,297-35.7% |
| Admin fee / account holder | $1,055 | $3,688-71.4% | $4,001-73.6% | $6,935-84.8% |